Professional Loan Recovery & Debt Management
Helping Banks, NBFCs, FinTechs & Corporates reduce NPAs with ethical recovery, legal compliance and AI-powered tracking systems.
Secure • Technology-Driven • Legally Compliant
We specialize in end-to-end loan recovery solutions—from early bucket collections to hardcore NPA resolutions. Our operations are backed by data analytics, legal advisors, certified recovery agents, call center infrastructure, doorstep field collections and automated reporting dashboards for real-time tracking.
✔ Pre-Delinquency Alerts
Automated reminders via SMS, email, IVR & WhatsApp before DPD begins.
✔ Field & Legal Recovery
On-ground visits, Section 138 notice issuance & collaboration with legal counsel.
✔ Real-Time Reporting
Live dashboards showing recovery status, agent performance & settlement updates.
Our Core Services
We offer comprehensive loan recovery solutions using technology, legal expertise, and ethical strategies tailored for Banks, NBFCs, Fintechs, Corporates, and Microfinance Institutions.
📌 Pre-Legal Recovery
Automated reminders, payment links, soft follow-up calls, email/SMS follow-ups, and early-stage recovery campaigns to reduce NPAs efficiently.
⚖ Legal Recovery & Notices
Issuing legal notices under Section 138 NI Act, SARFAESI Act, arbitration proceedings, Lok Adalat representations, civil and criminal case filings.
🚓 Field & On-Ground Collection
Doorstep visits, skip tracing, borrower counselling, EMI negotiation, and recovery tracking using GPS-enabled mobile app for field agents.
🏦 Asset Seizure & Auctions
Vehicle repossession, property seizure, public auction coordination, bank liaisoning, and post-auction documentation under RBI & legal norms.
Our End-to-End Recovery Process
Our structured, compliant and tech-enabled process ensures timely and ethical recovery without compromising client reputation.
- Account Verification: Detailed analysis of loan agreements, outstanding amounts, customer contact validation.
- Soft Recovery (0-30 days PAR): SMS/Email reminders, IVR calls, UPI-based payment links.
- Field Recovery (30-90 days PAR): Trained field executives visit borrower, counsel & negotiate repayment.
- Legal Action (90+ DPD): Legal notices, arbitration, court case filing, SARFAESI proceedings if required.
- Closure & Reporting: Payment collection, NOC issuance, legal withdrawal & MIS report submission.
Industries We Serve
Our loan recovery and debt management solutions are designed to support diverse industries with sector-specific strategies, legal expertise, and digital tools.
🏦 Banking & NBFCs
Retail loans, PL, BL, credit card defaults, SME financing, and secured/unsecured lending recovery.
📱 Fintech & App-Based Lenders
Digital microloans, BNPL, instant credit, EMI recovery, and delinquent borrower management.
🚗 Auto, Home & Gold Loans
Vehicle repossession, mortgage recovery, gold loan settlements, and asset auction proceedings.
🏢 Corporate & SME Loans
Invoice financing defaults, working capital loan recovery, corporate debt restructuring, NPA monitoring.
💼 Microfinance & Rural Lending
SHG, JLG loans, rural credit, group loan repayment tracking, and door-to-door collections.
Why Partner With Us?
Trusted by financial institutions nationwide, our approach focuses on compliance, technology, ethics, and results.
✅ Regulatory Compliance
100% adherence to RBI, Supreme Court, and NBFC guidelines – ensuring no legal or reputational risk to clients.
✅ Legal & Field Expertise
Skilled advocates, arbitrators, certified recovery agents, and field officers across 150+ locations.
✅ AI-Driven Recovery
Real-time dashboards, predictive analytics, skip tracing tools, GPS tracking, call recordings, and automated MIS reports.
✅ Ethical & Customer-Centric
Zero harassment policy, confidential operations, respectful borrower communication, and brand-friendly collection practices.
Frequently Asked Questions
Find answers to common questions regarding our loan recovery process, compliance, data protection and service timelines.